Effective Date: August 6, 2025
Website: www.nicolettacatalucci.com
Company: NicolettaCatalucci LLC
Contact Email: lifeinsurance@nicolettacatalucci.com
Phone: +1 (305) 481-1377
1. Introduction
NicolettaCatalucci LLC (“Company”, “we”, “us”, or “our”) respects your privacy and is committed to protecting the personal information you provide when visiting our website, www.nicolettacatalucci.com, or engaging with our services in life insurance, annuities, and retirement planning across the United States.
This Privacy Policy explains how we collect, use, disclose, and protect your information, and outlines your rights under applicable U.S. privacy laws.
2. Information We Collect
We collect the following types of information:
a. Personal Information You Provide Directly:
- Full name
- Email address
- Phone number
- Mailing address
- Date of birth
- Social Security Number (where applicable)
- Financial and employment information (as needed for insurance/annuity applications)
b. Automatically Collected Data:
- IP address
- Device type, browser, and operating system
- Pages visited and time spent on our site
- Cookies and tracking data (see Section 6)
3. How We Use Your Information
We use your information for the following purposes:
- To provide quotes and insurance services
- To communicate with you about your account or inquiries
- To fulfill legal, regulatory, or compliance obligations
- To prevent fraud or unauthorized activity
- To improve our website and services
- For marketing and retargeting (with opt-out options)
4. How We Share Your Information
We do not sell your personal information. We may share your information with:
- Licensed insurance carriers and financial institutions (to process applications)
- Legal or regulatory authorities, when required by law
- Service providers who support our operations (e.g., CRM, marketing platforms)
- Third parties with your explicit consent
All third-party partners are contractually obligated to maintain the confidentiality and security of your data.
5. Your Privacy Rights (Including CCPA & GLBA)
Depending on your state of residence, you may have the following rights:
- Access: Request access to the personal information we hold about you.
- Correction: Request correction of inaccurate or incomplete data.
- Deletion: Request deletion of your personal information, with some exceptions.
- Opt-Out: Opt out of certain data uses, including marketing.
- Non-Discrimination: We will never discriminate against you for exercising your rights.
If you are a California resident, your rights are further protected under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
6. Cookies and Tracking Technologies
Our website uses cookies, pixels, and other tracking technologies to:
- Improve website functionality and user experience
- Understand visitor behavior and preferences
- Enable retargeting for relevant advertising
You can manage cookie preferences through your browser settings or opt out of targeted advertising through www.aboutads.info.
7. Data Security
We implement industry-standard security measures, including:
- SSL encryption
- Secure data storage
- Access controls and employee training
- Regular audits and compliance reviews
Despite these efforts, no system is 100% secure. We encourage you to remain vigilant and report any suspicious activity.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from minors.
9. Data Retention
We retain personal information for as long as necessary to fulfill legal, regulatory, and operational obligations, and in accordance with recordkeeping requirements for insurance and financial services.
10. Links to Other Websites
Our website may contain links to third-party sites. We are not responsible for the privacy practices of these sites. Please review their respective privacy policies.
11. Contact Us
For questions, concerns, or to exercise your rights under this policy, please contact:
Nicoletta Catalucci
NicolettaCatalucci LLC
📧 Email: lifeinsurance@nicolettacatalucci.com
📞 Phone: +1 (305) 481-1377
12. Policy Updates
We may update this Privacy Policy from time to time to reflect changes in law, technology, or business practices. The revised version will be posted on this page with the updated “Effective Date”.
We encourage you to review this policy periodically.